Need an appraisal in Big Spring or Howard County?

See the top reasons TX homeowners order from Across Texas Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Howard county's assessment of your property
  3. Remove PMI to lower their mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a TX divorce, where real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate

Do you own a house in or near Big Spring? Do you need help determining the value of your real estate?
Contact Across Texas Appraisals.

At Across Texas Appraisals, we understand the unique needs of a customer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. Being a homeowner that ordinarily doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Across Texas Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to remove PMI

A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Across Texas Appraisals, we're experienced in helping consumers just like you rid themselves of unwanted PMI insurance.

Challenging Howard county's assessment of your property

If you live in a local area that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Across Texas Appraisals is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. An appraisal from Across Texas Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would prefer to have a professional double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Across Texas Appraisals can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Across Texas Appraisals can help with that too. Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.